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Welcome to CashPlease®!
CashPlease Loans are designed to help manage your short-term cash needs, even in emergency situations. With no pre-payment penalties, hidden fees or credit checks, a CashPlease loan is a valuable member benefit and smart alternative to high-cost predatory loans, such as payday loans, title loans and pawn shop loans.
Why is CashPlease® better?
- Save big on interest and fees!
- Borrow up to $1,000 (subject to eligibility restrictions)
- Cash in your account in 24 hours or less
- Easy online access and management
- Comfort of working with your own trusted financial institution
Click here to get started!
| Creditor: | Generic Payday Advance Provider* |
CashPlease® |
|---|---|---|
| ANNUAL PERCENTAGE RATE (APR): (the cost of your credit as a yearly rate) |
391% | 16.5% |
| Borrower savings using CashPlease® for a $500 loan repaid over 90 days: $405.67 | ||
*Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14 day loan term, and repayment by balloon payment upon maturity; (ii) six "rollovers" of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each "rollover" requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14 day payday advance loan.
